In Canada, it costs more to compete than to buy.
The CRTC sets the price independent providers pay to reach your home. In every province, that price rivals — or exceeds — what the big carriers charge you at retail. Competition cannot survive that math. Your bill is what's left.
No independent can match these prices and survive. That's not a market — that's the design.
What it costs an independent ISP to sell you this plan
The big numbers are real. So is the red column.
You could have more competition — and lower prices on every row of this board — if the CRTC set fair rates.
One decision fixes this: fair wholesale rates.
In 2023, the federal government ordered the CRTC to lower barriers for smaller providers. The CRTC delivered the opposite — and Telecom Order CRTC 2026-77 locks it in. Fair rates aren't a favour to independent providers. They're the only thing that keeps the prices on this board honest after the promos expire.
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Sources & assumptions
- Wholesale FTTP rates by network, from Telecom Order CRTC 2026-77 (final rates effective April 24, 2026): Bell Canada (ON/QC) — access $68.26/mo (3–1500 Mbps; $77.20 for 1501–8000), CBB $44.19 per 100 Mbps, install $240.86 with site visit. TELUS (AB/BC) — access $77.21/mo (15–1500 Mbps; $81.81 for 1501–5000), CBB $42.12, install $250.67. SaskTel — access $67.97/mo (15 Mbps–1 Gbps) plus a $5.65/mo per-access service enablement charge, CBB $35.76, install $261.82. Bell MTS (MB) and Bell Aliant (Atlantic) — final access and install rates not set in TO 2026-77; still interim. Figures used are the interim rates from Telecom Order CRTC 2024-261 (October 2024): access $68.94/mo (3–1500 Mbps), install $244.13 with site visit; CBB $20.25 (Bell MTS) / $42.85 (Bell Aliant) per 100 Mbps from TO 2026-77.
- eBox retail pricing: ebox.ca Ontario packages, verified June 10, 2026 at a qualified Toronto address — Fibre 150/150 Mbps $50/mo; Fibre 500/500 Mbps $55/mo; Fibre 1 Gbps/750 Mbps $65/mo. Equipment, shipping and installation included; $100 prepaid card promo on 500 Mbps and 1 Gbps plans.
- Costco retail pricing, sold by Primus (a Bell brand, acquired with Distributel): primus.ca Costco Ontario Internet, verified July 20, 2026 — fibre 150 Mbps (150/150) $44.95/mo; 500 Mbps (500/500) $49.95/mo; 1 Gbps (1000/750) $59.95/mo. Unlimited usage, no contract, Wi-Fi 6 equipment included — the posted prices include the $5.00/mo equipment rental. Taxes extra; limited-time offer for new residential customers in serviceable areas; additional Wi-Fi pods $5.00/mo each; equipment may be new or refurbished. The plans are advertised with “free activation,” while the accompanying terms state a one-time $54.95 activation fee may apply.
- Bell retail pricing: bell.ca, June 10, 2026 — Fibe 150 (150/150) $70/mo; Fibe 500 (500/500) $75/mo; Gigabit Fibe 1.5 (1500/940) $75/mo. Prices include Autopay credit and limited-time 2-year credits (without credits: $80 / $85 / $85). Giga Hub Wi-Fi 7 equipment included, $0 installation available, $50 prepaid card bonus. Bell also posts Gigabit Fibe 3.0 at $85 and 8.0 at $100 (not shown on the board).
- TELUS retail pricing: telus.com, June 10, 2026 — in-territory pricing on TELUS's own fibre network in B.C. PureFibre 500 (500/500) $70/mo (reg. $90); PureFibre 1.5 Gig (1500/940) $85/mo (reg. $105). Posted prices include a $10/mo TELUS Mobility/Koodo customer discount and a $10/mo pre-authorized payment discount; 2-year term with 5-year price lock; Wi-Fi equipment included. TELUS also posts 3 Gig at $100 and 5 Gig at $115. TELUS has no 150 Mbps tier.
- Bell MTS retail pricing: bellmts.ca, June 10, 2026 — Fibe 500 (500/500) $75/mo; Gigabit Fibe 1.5 (1500/940) $85/mo. 24-month promotional pricing; prices after promo: $101 / $111. Bell MTS also posts Fibe 50 at $60 ($85 after), Fibe 100 at $60 ($87), Fibe 300 at $65 ($91) and Gigabit Fibe 3.0; it has no 150 Mbps tier, so the board's 150 row shows no entry.
- Bell Aliant retail pricing: aliant.bell.ca, June 10, 2026 — Fibe 150 $75/mo (without limited-time credits: $90); Gigabit Fibe 1.5 $95/mo ($110). Prices include Autopay credit and a $15/mo 2-year term credit. Bell Aliant also posts Fibe 300 at $90 ($105), Gigabit Fibe 3.0 at $100 ($115) and Gigabit Fibe 8.0 at $130 ($160); it has no 500 Mbps tier, so the board's 500 row shows no entry. Note: Bell posts Gigabit Fibe 1.5 at $75 in Ontario vs. $95 in Atlantic Canada.
- SaskTel retail pricing: sasktel.com, June 10, 2026 — new-customer offers on a 2-year contract, first 24 months: infiNET 150 (150/75) $70/mo ($90 regular contract price, $100 without contract); infiNET 300 (300/150) $75 ($110 / $120); infiNET 600 (600/300) $90 ($130 / $140); infiNET 1 Gig (940/500) $105 ($150 / $160). Whole Home Wi-Fi included on 300/600; bundle discounts up to $25/mo with maxTV. SaskTel has no 500 Mbps tier — the board's 500 row shows infiNET 600.
- Installation amortized over a 24-month average customer lifetime; modem hardware assumed $250 purchase amortized over the same period. Assumption.
- Capacity (CBB) per subscriber assumes 3.5 Mbps (150 tier) / 5.0 Mbps (500 tier) / 7.5 Mbps (1 Gbps tier) average peak-period throughput per subscriber. Assumption.
- Operating costs (network & infrastructure, support & payroll, marketing, logistics) modelled on published cost-transparency breakdowns from Canadian independent ISPs. Network & infrastructure covers an independent provider’s own network build, colocation, hardware, support systems, monitoring and redundancy. Assumption.
- All figures monthly, before tax and before any profit — the comparison holds even at zero profit.
- Bell, Fibe, EBOX, TELUS, PureFibre, Koodo, SaskTel, Costco, Primus and all other company and product names are trademarks of their respective owners. They are used here solely to identify the companies and services being factually compared, as posted publicly by each company on the dates noted. CNOC is not affiliated with, sponsored by, or endorsed by any of these companies. No logos or design marks are reproduced.